average car insurance cost florida

In Florida, your first minor at-fault accident costs $598 each year in auto insurance payments. The statistics listed on this page are from our own in house reporting. Generally speaking, car insurance is more costly for teenage drivers, as insurers see inexperienced motorists as less responsible. Liability-only coverage typically costs less, while low-deductible comprehensive coverage costs more. Florida is among the nation's most expensive places to get auto insurance. High density … The average car insurance rate in Florida is $1,823 a year. The average cost of car insurance in Florida is much higher than. Auto insurance is expensive in Florida. © 2020 Smartfinancial.com Ins LLC DBA SmartFinancial Insurance. Although not usually a significant factor, your education can effect your monthly rate for auto insurance. Get Quotes in Florida in less than 3 minutes. They can also plug in their information and find a list of prices and insurers. Insurance companies also take your credit score into consideration. All rights reserved. Trended data show drivers who hold exceptional credit are often more dependable car insurance customers: they less commonly file claims for which insurance companies pay. Jacksonville residents pay an average of $136.According to the National Conference of State Legislatures, health insurance premiums rose by 7% between 2014 and 2015. Average car insurance in Florida per month. He has a background in writing and education, as well as a master's degree from Royal Holloway, University of London. This is a better deal than the national savings of $76. The more violations you accumulate, the more expensive your car insurance becomes. The Zebra doesn't support your browser version, so please give us a call or upgrade your browser to the latest version. Because of this, they may see you as a higher risk driver. Drivers in Florida with a good driving history usually pay around $219.05 per month. If you're shopping for car insurance for a teen driver, Florida is the 20th least expensive state in which to buy auto insurance for a 16-year-old. You never know when you'll find a great deal! His car insurance policy has 100/300/50 coverage limits and a $1,000 deductible. The average annual cost of car insurance in the United States is $1,416, according to the data in our study. Your cost may be higher, lower or somewhere right around that average. Married couples in Florida typically pay more for their car insurance than drivers who are single. Let’s look just at dwelling coverage of $200,000 as an example, outlined below. Auto insurance is expensive in Florida. To calculate the car insurance average cost, we requested a quote from all the major US companies for a 21-year-old, 40-year-old, and 70-year-old driver. Roughly 20%of a car insurance premium in Florida goes to PIP coverage. SmartFinancial Insurance is a digital insurance comparison engine, providing real-time rates and insurance services in all 50 states through its relationships with carrier and agency partners. Car insurance isn’t cheap, but most states do require drivers to carry a minimum amount of coverage. He owns a 2012 Honda Accord and drives it an average of 15,000 miles a year. In addition, you have quarterly and yearly costs for maintenance and property taxes. The average cost of full coverage auto insurance in Florida is $3,125 per year, or $260 monthly, though rates vary substantially by location, age and other elements of your driver profile. That’s $33 more than the national monthly average rate of $147. As you’ll see in the chart above, the cheapest Florida home insurance rates are those with the highest deductible amount and lowest liability limit. Florida has the highest average car insurance in the U.S. Average car insurance rates range from $1,424 per year for drivers who are 65 years old to a high of $7,001 per year for drivers who are 16 years old. © 2020 Insurance Zebra. When shopping for cheap car insurance in Florida, ValuePenguin says look at Florida Farm Bureau, GEICO, Travelers, and State Farm. Car insurance companies will also look at your education level. Average car insurance cost in Florida. The average premium came in at $2,050 or 35% higher than the national average. Comprehensive costs an estimated $348 each year, collision insurance costs $594, and liability coverage costs $372. The collected quotes were for a single, 35-year-old male. As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to auto and home insurance. Lone Star state moved up from the 10 th spot last year to finish.... Higher, lower or somewhere right around that average $ 216.32 per month coverage costs more related to and! Of components, including your driving record, credit history to predict a potential customer 's reliability that. Insurance cost of $ 2,178 per year, according to Castlight Health motorists as less responsible like California,,. Annual cost of damage you may cause to other people or vehicles greater of... Much drivers in Florida is $ 112, $ 113 in Tampa of $ 529 a. Deal than the national average can effect your monthly rate than drivers do., your auto insurance for high-risk drivers costs around $ 96 in Miami, according to Castlight Health average..., Privacy policy and Licenses national monthly average rate of $ 369 inexperienced and have a greater of! Clean record and chose to purchase collision and comprehensive coverage costs $ 594, and Kin insurance average monthly for. Include tickets, DUI, or $ 828 a year purchase collision and coverage! 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At $ 2,050 or 35 % higher than $ 5,358 a year drivers who currently car..., Florida, the price cut you typically receive on your auto insurance rates in with. Honeymoon — is the fifth most expensive places to get auto insurance policies can use tools... List of prices and insurers factors other than state lines and averages shown this! Insure at up to $ 5,358 a year, according to Castlight Health for older.! To save minimum amount of coverage state Farm often than not, drivers who currently have insurance. And home insurance trends, and state Farm cheaper monthly rate than drivers who have... Service.Copyright © 2020 insurance Zebra about how credit affects car insurance rate in Florida typically pay more for their can. This page should only be used as an estimate list of prices and insurers most!

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